diff --git a/Payroll-Liabilities.md b/Payroll-Liabilities.md
index d1923ef..ff4a4e4 100644
--- a/Payroll-Liabilities.md
+++ b/Payroll-Liabilities.md
@@ -4,13 +4,13 @@
 Note that QB used to do this for us.  While it still calculates things (entered manually from paychecks) we have to pay them manually.
 
 # Table of Contents
-- [Federal](#Federal)
-	- [Quarterly 941](#Quarterly-941)
-	- [Yearly 944](#Yearly-944)
-	- [Yearly 940](#Yearly-940)
+- [Federal](#federal)
+	- [Quarterly 941](#quarterly-941)
+	- [Yearly 944](#yearly-944)
+	- [Yearly 940](#yearly-940)
 	- [EFTPS](#eftps)
-- [New York](#New York)
-	- [NYS-45](#NYS-45)
+- [New York](#new-york)
+	- [NYS-45](#nys-45)
 
 ---